EPS-95 Minimum Pension ₹7,500: Demand Kab Se Hai, Parliament Mein Kya Hua?

India mein lagbhag 78 lakh se zyada EPS-95 (Employees' Pension Scheme 1995) pensioners hain jo ₹1,000 se ₹3,000 ke beech monthly pension par guzara kar rahe hain. Unki maang hai: minimum pension ₹7,500 per month + DA. Ye maang 2014 se active hai — jab ₹1,000 ka minimum fix hua — aur 12 saal baad bhi pending hai. Is article mein poori history, parliamentary developments, aur 2026 mein kya position hai — sabkuch clear karein.

EPS-95 Kya Hai — Ek Quick Primer

Employees' Pension Scheme 1995 EPFO ke under chalti hai. Ye scheme un private sector employees ke liye hai jo EPF ke member hain. Employer ka PF contribution 12% mein se 8.33% EPS mein jaata hai (capped at ₹1,250/month as of wage ceiling ₹15,000). Employee khud kuch contribute nahi karta EPS mein — government 1.16% contribute karti hai.

Retirement ke baad monthly pension milti hai — formula: Pensionable Salary × Pensionable Service / 70. Jo log kam salary par ya kam service ke saath retire hue, unki pension bohot kam hai — ₹500 se ₹2,000 tak.

₹1,000 Ka Current Minimum — Kab Aur Kaise Fix Hua?

2014 se pehle EPS-95 mein koi guaranteed minimum pension nahi tha — formula ke hisab se ₹200-400 tak bhi pension aa sakti thi. 2014 mein UPA government ke last Budget mein — aur phir NDA government ne implement karke — ₹1,000/month minimum guaranteed pension fix ki. Ye ek ek bara kadam tha lekin ₹1,000 ab bhi zindagi chalane ke liye kaafi nahi.

Mahengai (inflation) ko dekhein: 2014 mein ₹1,000 ki purchasing power aaj 2026 mein kaafi kam ho gayi hai. Pensioners ka kahna hai ki ₹1,000 mein dawa, khana, aur rent afford nahi hota.

₹7,500 + DA Demand — Kaun Maang Raha Hai?

EPS-95 National Agitation Committee yeh demand ki leading body hai. Unki demands:

• Minimum pension: ₹7,500 per month
• Dearness Allowance (DA): pension par bhi milni chahiye (jaise central govt pensioners ko)
• Medical benefits: ESIC ya koi health coverage
• Family pension: increase ki jaaye

Ye amount ₹7,500 kisi arbitrary figure se nahi aaya — ye roughly Maharashtra aur Delhi ke minimum wage ke barabar tha jab demand shuru hui thi. Pensioners kehte hain "agar hum jeevit rahe tab minimum wage dedo."

Parliament Mein Kya Hua — 2016 Se 2026 Tak

Ye demand Parliament mein kai baar uthaya gaya hai:

• Lok Sabha Questions: Multiple MPs ne starred/unstarred questions poochhe hain minimum pension hike par. Ministry ka standard jawab: "under active consideration"
• Standing Committee on Labour: Committee ne apni reports mein minimum pension hike recommend ki hai
• Election manifestos 2019 aur 2024: Multiple parties ne pension hike ki baat ki, lekin enacted legislation ka koi promise fulfilled nahi hua
• Budget 2024 aur 2025: Koi specific EPS minimum pension hike announced nahi hua

Ministry of Labour ka consistent position raha hai: "Actuarial valuation done hai, financial feasibility study chal rahi hai." EPFO trustee board mein bhi ye discuss hota raha hai bina final decision ke.

Financial Feasibility — Sarkar Ko Kya Dikkat Hai?

Sarkar ka main concern hai ki EPS-95 corpus already under stress hai:

• EPS corpus se current disbursements managed hoti hain — reserve dheere dheere use ho raha hai in some projections
• ₹7,500 pension matlab roughly ₹4,500-5,000 per pensioner per month increase — 78 lakh pensioners ke liye monthly burden ₹3,500-4,000 crore additional
• Government ke ₹9,000 crore annual contribution mein se ye additional cover hoga ya nahi — actuarial study pending

Pensioner unions counter-argue karte hain: EPF corpus ₹25+ lakh crore hai, aur pensioners ka hissa una mein minimum guaranteed pension deserve karta hai.

2026 Mein Current Status — Enacted Ya Proposal?

Important disclaimer: October 2026 tak EPS-95 minimum pension ₹7,500 ki koi enacted hike nahi hui hai. Current minimum pension ₹1,000/month hi hai — 2014 wali. Ye sirf demand/proposal level hai:

• EPFO Central Board of Trustees mein discussions hain
• Ministry of Labour ne "examination" ki baat ki hai
• Koi amendment ya gazette notification issued nahi hui

Agar koi news ya post claim kare ki ₹7,500 pension lagu ho gayi — verify karein official EPFO ya gazette notification se pehle manein.

EPS Pensioner Hain? Apna Haq Kaise Claim Karein

Current ₹1,000 minimum bhi kai pensioners ko nahi milta agar unka calculated amount ₹1,000 se upar hai par disbursement stuck hai. Steps:

• EPFO Unified Portal par jaakar pension disbursement status check karein
• Bank account correctly seeded hai ya nahi verify karein
• Pension Payment Order (PPO) Number apne paas rakhein
• Koi issue ho to EPFO Grievance Portal (epfigms.gov.in) par complaint darj karein