IBPS Clerk 2026: Eligibility, Exam Pattern, Salary aur Official Notification Kaise Check Karein

IBPS Clerk yaani Institute of Banking Personnel Selection Clerical Cadre recruitment — har saal India ke 19 public sector banks mein Junior Associate (Customer Support & Sales) posts ke liye hoti hai. Yeh ek of the most popular government job exams hai — lakhs of graduates har saal apply karte hain.

Note: Is article mein IBPS Clerk ke typical eligibility criteria, exam pattern aur salary structure cover ki gayi hai. 2026 ki specific vacancy numbers aur exact dates ke liye official IBPS website ibps.in check karein — woh final authority hai.

Participating Banks: Kaun Kaun Shamil Hain?

IBPS Clerk ke zariye in public sector banks mein posting hoti hai (list may change — confirm at ibps.in):

• Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank
• Central Bank of India, Indian Bank, Indian Overseas Bank
• Punjab & Sind Bank, Punjab National Bank, UCO Bank
• Union Bank of India, United Commercial Bank (UCO)
• Regional Rural Banks are covered under separate IBPS RRB recruitment

SBI (State Bank of India) ka apna alag SBI Clerk exam hota hai — IBPS Clerk mein SBI nahi aata.

Eligibility Criteria

Educational Qualification

• Kisi bhi UGC-recognized university se graduation (any stream) zaroori hai
• Final year ke students generally eligible nahi hote — degree certificate by time of joining chahiye
• Computer knowledge: basic computer literacy mandatory (kuch banks verify karte hain)
• Local language: state posting ke hisaab se state language knowledge preferred/required

Age Limit

• Minimum: 20 years
• Maximum: 28 years (as on notification date)
• SC/ST: +5 years relaxation (max 33 years)
• OBC (Non-creamy layer): +3 years relaxation (max 31 years)
• PwBD: +10 years relaxation
• Ex-servicemen: as per rules

Exam Pattern: Prelims aur Mains

IBPS Clerk exam do stages mein hoti hai — Prelims (qualifying) aur Mains (merit-based):

Prelims (Online, Objective)

Subject	Questions	Marks	Time
English Language	30	30	20 min
Numerical Ability	35	35	20 min
Reasoning Ability	35	35	20 min
Total	100	100	60 min

Negative marking: 0.25 marks per wrong answer. Sectional cutoffs + overall cutoff dono clear karne hote hain.

Mains (Online, Objective)

Subject	Questions	Marks	Time
General/Financial Awareness	50	50	35 min
English Language	40	40	35 min
Reasoning Ability & Computer Aptitude	50	60	45 min
Quantitative Aptitude	50	50	45 min
Total	190	200	160 min

IBPS Clerk Salary: Kitna Milega?

IBA (Indian Banks Association) 11th Bipartite Settlement ke hisaab se IBPS Clerk (Junior Associate) salary approximately:

• Basic Pay: Rs 17,900 (starting, revised periodic increments ke saath)
• DA (Dearness Allowance): Quarterly revised, substantial addition
• HRA: City-wise (metro/semi-urban/rural)
• Special Allowance, transport, medical: Added benefits
• Gross starting CTC: Approximately Rs 26,000–30,000/month (metro cities, varying)

Perks: Pension (NPS), PF, medical benefits, housing loan at concessional rate, career progression — all standard public sector bank perks apply.

Application Process

1. ibps.in par official notification monitor karein
2. Online registration: IBPS portal par account banayein
3. Application form fill karein — exam city preferences, category, state preference
4. Fee pay karein: General/OBC Rs 850; SC/ST/PwBD Rs 175 (typical — confirm in notification)
5. Admit card download karein exam ke 10-14 din pehle